Pet Health Insurance Compare
Pet Health Insurance Gives Peace of Mind
Pet insurance is a rapidly growing industry and for a good reason. In the United States there are over 160 million cats and dogs of which less than 3% are insured compared to 20% in the UK
It just makes sense to have Pet Health Care Insurance. That is why what I was hearing made my hairs stand on end. My built in hearing radar had picked up words that it was programmed for, alerted my brain and instantly perked up my ears. The words were "pet insurance." I looked in the direction from where the words were coming and did the only honorable thing I could: I made myself inconspicuous and eavesdropped.
I was in a highly reputable pet store in a very affluent part of town The manager was in conversation with a customer and what I heard, sent my head spinning and my senses screaming. The manager was telling her customer "… that is why I do not carry any pet health insurance. I just put money in the bank and if I need it, I use it…"
Adhering to this logic, why would you then carry health insurance for yourself, car insurance on your car, property insurance on your house and contents? Why not just put money away in the bank every month, and if you have a car accident, well you have the money to pay, if your house burns down, well you have the money to build another, if your health suffers … you get the drift.
Even if the above made sense, human nature somehow eschews prudence in "putting money in the bank" … why else are so many on the brink of financial disaster, no matter at what point of life they are in or how much money they make? The idea behind insurance is that for a small monthly or annual payment, you protect yourself against huge layouts of cash should an unlikely or unexpected event present you with a bill larger than all your bank accounts combined. Insurance provides you with peace of mind
As with anything else, one model of pet insurance does not cover all. When shopping for your furry friend there are several things to consider. Type of Insurance: write up a list of all the things you want covered. Here is a list to begin with
- pet health care insurance
- veterinary insurance
- holiday/travel insurance
- breed specific hereditary conditions
- accidents – think not only of vet bills but liability
- kennel costs
Include as many items as you can think of, categorize them in order of priority and then go shopping. Approach several insurance companies so that you can make comparisons. You might want to ask your vet for a referral or two. Submit your list in order of importance and ask for a quote. Let each company know that you are shopping for the best pet insurance and are submitting the same list to a few of their competitors --- in this way they may be more inclined to sharpen their pencil. A good thing is to get several pet insurance quotes and then take the quotes to your vet so that he can help you assess and select the best one for your and your pet's needs. It's always good to check with the professionals who deal most with what you are looking for and then you will be secure in the knowledge that you have the best pet insurance
About the Author
Boo Barkley loves dogs and writes on all things dog ... from toys and treats and other ways to spoil our precious pooches. Tips on how to banish hotspots, train your darling to have to die for manners and what to look for when purchasing pet insurance
Insurance Tips & Facts : ASPCA Pet Health Insurance
 |
| No items matching your keywords were found. |
